GUARDIAN HOUR OF POWER TO COVER FEDERAL TAX LIENS

SEPTEMBER’S GUARDIAN HOUR OF POWER SEMINAR
WILL COVER ‘UNDERSTANDING A FEDERAL TAX LIEN’

For more information, contact
Drew Whipple at 856-985-9007
or awhipple@goguardianinsurance.com

EVESHAM (Sept. 11) – Real estate and tax attorney Timothy McGinn will be the featured speaker at the next “Guardian Hour of Power Lunch Seminar” sponsored by Guardian Settlement Agents to be held on Wednesday, September 25.

McGinn, managing member of McNally & McGinn, LLC, which provides real estate-related legal services to Guardian Settlement Agents in northern and central New Jersey, will give the presentation “Understanding a Federal Tax Lien.”

The seminar, sponsored by Guardian Settlement Agents, one of New Jersey’s leading title agencies serving all of the state’s 21 counties, will begin at 12 p.m. noon, Wednesday, September 25 at Guardian’s South Jersey headquarters at 1000 Lincoln Drive East, Suite Two, in Marlton (08053). Lunch will be served and there is no charge to attend.

To register for the Guardian Hour of Power seminar, contact Drew Whipple at 856-985-9007 or awhipple@goguardianinsurance.com.

“We have worked with Tim for a number of years and he has provided excellent legal services to our clients in a number of difficult situations,” said Guardian CEO Christopher J. Brown. “It’s important for buyers and sellers of property, as well as the real estate professionals they are working with, to know what a federal tax lien is and how they can best work with the government to get them lifted.

“This seminar is part of our ongoing Guardian Settlement program to provide useful and topical information to real estate agents, mortgage brokers, builders and others in the business of buying and selling homes,” Brown said. “The more knowledgeable we all are, the better service we can provide to our customers.”

In “Understanding a Federal Tax Lien,” McGinn will outline the formal process through which the federal government must go to attach a lien to a property. He also will explain the different ways a property owner can have the lien released or can work with the government to either continue to do business or to live in the home if it is a residential lien.

He also will explain how a lien can affect property owners in such areas as seizure of assets — including the accounts receivable of a business, the ability to secure credit and whether or not a declaration of bankruptcy will help clear the lien.

A graduate of Rutgers University and Seton Hall University Law School, Tim McGinn is a member of the United States Tax Court as well as the bar associations of New Jersey and New York. His professional affiliations include the American Society of Tax Problem Solvers, the National Society of Tax Professionals and the Tax Problem Resolution Services Coalition. McNally & McGinn has offices in Somerville, Somerset County, and Rumson, Monmouth County.

The October “Guardian Hour of Power” seminar will be held on the second Wednesday of the month, the 9th, and the topic will be announced at the September seminar.

Guardian Settlement Agents has offices in both Burlington County – at 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 (Phone: 856-985-9007, Fax: 856-985-9977) – and Somerset County – at 54 Grove Street, Suite 3 & 4, Somerville, NJ 08876 (Phone: 908-575-9995, Fax: 908-575-9996). Both offices are on the web at www.goguardianinsurance.com.

# # #

RE/MAX Connection Realtors accepts no liability for the content of this email/blog, or for the consequences of any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. RE/MAX Connection Realtors is providing this transmission for informational purposes only. Any views or opinions presented in this email/blog do not necessarily represent those of the company.

The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

RE/MAX Connection Realtors, 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 www.goconnectionnj.com.

# # #

GUARDIAN SEMINAR TO PRESENT LEGISLATIVE UPDATES

GUARDIAN SETTLEMENT SEMINAR
TO PRESENT LEGISLATIVE UPDATES

For more information, contact
Robert McNally at (908) 575-9995
or at rmcnally@goguardianinsurance.com

SOMERVILLE (August 27) – An outlook of the New Jersey real estate economy and a comprehensive briefing on related legislative and regulatory issues will be the focus of the next “Guardian Hour of Power Seminar” being held on Wednesday, September 18.

Two top executives from the New Jersey Association of Realtors – Douglas M. Tomson, Director of Government Affairs, and Jarrod C. Grasso, Chief Executive Officer – will present a “State Legislative Update,” including a look at some of the nearly 10,000 pieces of proposed legislation the NJAR has reviewed over the past several years.

Sponsored by Guardian Settlement Agents, one of the state’s leading title agencies serving all of New Jersey’s 21 counties, the free seminar will begin at 3 p.m. on Wednesday, September 18 at the Raritan Valley Country Club, 747 Route 28, Bridgewater, NJ 08807. Hors d’oeuvres and cocktails will be served after the presentation.

To register for the seminar, contact Guardian Settlement Agents Chief Operating Officer Robert McNally at (908) 575-9995 or at rmcnally@goguardianinsurance.com. There is no charge to attend.

“This will be a significant presentation for anyone in the real estate field to attend,” said Guardian CEO Christopher J. Brown. “We all need to stay current in our knowledge of state rules and regulations surrounding our business and an outlook on the future and who could be better to hear from than two of the top officials from our state association.”

Tomson has been with the NJAR since 2003 and has been Government Affairs Director since 2008. In this lobbying position, he works with state lawmakers in Trenton to help craft legislative and regulatory measures that have a positive impact on homeownership and the real estate industry.

Grasso, who joined the association in 1999, serves as the main advocate for the real estate industry in New Jersey. He directs the NJAR in its mission to offer its members programs and services to help them conduct business successfully and ethically. Before become CEO, Grasso was the association’s chief lobbyist.

“We are thrilled to have two of New Jersey’s most knowledgeable real estate professionals speak at our upcoming seminar,” said Guardian COO McNally. “Our goal is to help our customers and clients complete their property sales and purchases efficiently and accurately and having the latest legal information is a key part of this process.”

In addition to the large volume of legislation the NJAR reviews annually, the association actively lobbies on more than 200 bills a year that would have a direct impact on the way real estate is transacted in New Jersey. From local realty transfer fees and inspection requirements to bi-lingual leases and bedbugs, any law or regulation that could possibly affect the real estate industry will be reviewed in this seminar.

Guardian Settlement Agents has offices in both Somerset County – at 54 Grove Street, Suite 3 & 4, Somerville, NJ 08876 (Phone: 908-575-9995, Fax: 908-722-7778) – and Burlington County – at 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 (Phone: 856-985-9007, Fax: 856-985-9977). Both offices are on the web at www.goguardianinsurance.com.

# # #

RE/MAX Connection Realtors accepts no liability for the content of this email/blog, or for the consequences of any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. RE/MAX Connection Realtors is providing this transmission for informational purposes only. Any views or opinions presented in this email/blog do not necessarily represent those of the company.

The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

RE/MAX Connection Realtors, 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 www.goconnectionnj.com.# # #

TWO MORTGAGE PROGRAMS OFFER BIG DISCOUNTS TO HOME BUYERS

TWO NEW TD BANK MORTGAGE PROGRAMS
OFFER BIG DISCOUNTS TO HOME BUYERS

Contact: Kevin Bayzath
Phone: (856) 988-1800
Email: kbayzath@aol.com

MARLTON (August 9) – Real estate professionals at the three RE/MAX Connection Realtors offices can offer their purchase clients significant savings with two new mortgage programs just introduced by TD Bank.

Information on both programs is available through the TD Bank Realty Resource Center at www.tdbank.com/realtyresourcecenter.

“Customer service is at the heart of what we do at RE/MAX Connection,” said CEO Christopher J. Brown,” and every one of our more than 100 Realtors works hard each day to make the real estate process as quick and easy and affordable as possible.”

The first program, called “Give .125%,” offers purchase clients a one-eighth of one percent discount off a conventional 15- or 30-year mortgage when they present a special coupon as part of their TD Bank financing application. The discount cannot be used on FHA or VA purchases or for refinancing transactions.

Realtors can quickly sign up online by going to the TD Bank Realty Resource Center website and clicking on the “Give .125%” logo. This will take them to a short application form where they are a few simple answers away from being able to print out .125% discount coupons personalized with the Realtor’s name and agency name.

The second program, called “Right Step,” allows first-time homebuyers with a household income of at least $70,000 a year to put as little as five percent down on their purchase. In addition, TD Bank waives the requirement for private mortgage insurance (PMI), which usually is required if buyers put less than 20 percent down as part of the transaction. This waiver can add up to thousands of dollars of savings over the lifetime of the loan.

“These two programs fit perfectly with our strategy of doing all we can at RE/MAX Connection to help our customers,” Brown continued. “It’s another reason why we are consistently one of the top real estate agencies in New Jersey.”

The three RE/MAX Connection offices – in Marlton, Mantua and Turnersville – successfully closed 1,385 transactions in 2012, more than any other RE/MAX multi-office operation in the state, as well as closing more than $230 million in real estate transactions. In 2011, RE/MAX Connection also finished number one in New Jersey by closing 1,417 transactions worth more than $218 million.

RE/MAX Connection – Marlton is located at 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053. Phone: (856) 988-1800. Fax: (856) 988-8020. RE/MAX Connection – Mantua is located at 140 Bridgeton Pike, Mantua, NJ 08051. Phone: (856) 415-1210. Fax: (856) 415-1291. RE/MAX Connection – Turnersville is at 5701 Route 42, Turnersville, NJ 08012. Phone: 856-228-7990. Fax: 856-228-4433.

All three offices are on the web at www.goconnectionnj.com.

# # #

RE/MAX Connection Realtors accepts no liability for the content of this email/blog, or for the consequences of any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. RE/MAX Connection Realtors is providing this transmission for informational purposes only. Any views or opinions presented in this email/blog do not necessarily represent those of the company.

The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

RE/MAX Connection Realtors, 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 www.goconnectionnj.com.
# # #

PUBLIC ADJUSTER TO SPEAK AT GUARDIAN SETTLEMENT SEMINAR

PUBLIC ADJUSTER TO BE FEATURED SPEAKER
AT GUARDIAN SETTLEMENT APRIL SEMINAR

For more information, contact
Drew Whipple at 856-985-9007
or awhipple@goguardianinsurance.com

EVESHAM (March 14) – Licensed Public Adjuster Virginia Bordelon will be the featured speaker at the next “Guardian Hour of Power Lunch Seminar” scheduled for Wednesday, April 10.

Bordelon, who works with Axis Public Adjusters, experienced hurricanes Betsy, Camille and Katrina both personally and professionally as a resident of New Orleans and she will address these and other insurance-related issues in her presentation “Let’s Get Proactive!”

The seminar, sponsored by Guardian Settlement Agents, one of the state’s leading title agencies serving all of New Jersey’s 21 counties, will begin at 12 p.m. noon on Wednesday, April 10 at Guardian’s South Jersey headquarters at 1000 Lincoln Drive East, Suite Two, in Marlton (08053). Lunch will be served and there is no charge to attend.

To register for the seminar, contact Guardian Settlement Agents President Drew Whipple at 856-985-9007 or awhipple@goguardianinsurance.com.

“Using the services of a public adjuster to help prepare a home for sale is an innovative way for real estate professionals to get maximum value for their clients,” said Guardian CEO Christopher J. Brown. “We provide valuable information such as this, free of charge, every month in our ‘Hour of Power’ informational seminar series.”

A public adjuster is a professional consultant, licensed by a state’s Department of Insurance, who works on behalf of the homeowner – not the insurance company – to secure the true repair value for property damage. In many cases, this damage may qualify for reimbursement under a homeowners’ policy.

Bordelon will explain how public adjustment firms help homeowners receive funds to repair physical damage, eyesores or cosmetic impairments to facilitate a faster, more profitable home sale. Usually, the homeowner is either unaware of such claims or unable to present them properly, but a public adjuster is qualified to professionally handle claims to maximize the financial settlement.

You can contact Virginia Bordelon at 985-290-0696 or at vmbordelon@gmail.com.

The next “Hour of Power” seminar will be held on the second Wednesday of May, the 8th, and will feature Steve Hunn and Mike Buckley from U.S. Inspect, the one-stop company for your home inspection needs. They will be speaking on the topic “How to Assure a Home Inspection Does Not Kill a Deal.”

Guardian Settlement Agents has offices in both Burlington County – at 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 (Phone: 856-985-9007, Fax: 856-985-9977) – and Somerset County – at 54 Grove Street, Suite 3 & 4, Somerville, NJ 08876 (Phone: 908-575-9995, Fax: 908-575-9996). Both offices are on the web at www.goguardianinsurance.com.

# # #

RE/MAX Connection Realtors accepts no liability for the content of this email/blog, or for the consequences of any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. RE/MAX Connection Realtors is providing this transmission for informational purposes only. Any views or opinions presented in this email/blog do not necessarily represent those of the company.

The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

RE/MAX Connection Realtors, 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 www.goconnectionnj.com.

# # #

PUBLIC ADJUSTER TO SPEAK AT GUARDIAN SETTLEMENT SEMINAR

PUBLIC ADJUSTER TO BE FEATURED SPEAKER
AT GUARDIAN SETTLEMENT DECEMBER SEMINAR

For more information, contact
Drew Whipple at 856-985-9007
or awhipple@goguardianinsurance.com

EVESHAM (Nov. 27) – Licensed Public Adjuster Virginia Bordelon will be the featured speaker at the next “Guardian Hour of Power Lunch Seminar” scheduled for Wednesday, December 12.

Bordelon, who works with Metro Public Adjustment, experienced hurricanes Betsy, Camille and Katrina both personally and professionally as a resident of New Orleans and she will address these and other insurance-related issues in her presentation “Let’s Get Proactive!”

The seminar, sponsored by Guardian Settlement Agents, one of the state’s leading title agencies serving all of New Jersey’s 21 counties, will begin at 12 p.m. noon on Wednesday, December 12 at Guardian’s South Jersey headquarters at 1000 Lincoln Drive East, Suite Two, in Marlton (08053). Lunch will be served and there is no charge to attend.

To register for the seminar, contact Guardian Settlement Agents President Drew Whipple at 856-985-9007 or awhipple@goguardianinsurance.com.

“Using the services of a public adjuster to help prepare a home for sale is an innovative way for real estate professionals to get maximum value for their clients,” said Guardian CEO Christopher J. Brown. “We provide valuable information such as this free of charge every month in our ‘Hour of Power’ informational seminar series.”

A public adjuster is a professional consultant, licensed by a state’s Department of Insurance, who works on behalf of the homeowner – not the insurance company – to secure the true repair value for property damage. In many cases, this damage may qualify for reimbursement under the homeowners’ policy.

Bordelon will explain how public adjustment firms help homeowners receive funds to repair physical damage, eyesores or cosmetic impairments to facilitate a faster, more profitable home sale. Usually, the homeowner is either unaware of such claims or unable to present them properly, but a public adjuster is qualified to professionally handle claims to maximize the financial settlement.

Metro Public Adjustment was founded in 1993, operates in 32 states – including New Jersey – and is fully accredited by the Better Business Bureau. You can contact Bordelon at 985-290-0696 or at vmbordelon@gmail.com.

The next “Hour of Power” seminar will be held Wednesday, February 13, 2013, and will feature Ellen McDowell from the Moorestown law firm of McDowell, Riga, Posternock, PC. McDowell, who has lectured extensively on real estate and land use, will address the topic “An Overview of the Tax Appeal Process.” There will be no “Hour of Power” seminar in January.

Guardian Settlement Agents has offices in both Burlington County – at 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 (Phone: 856-985-9007, Fax: 856-985-9977) – and Somerset County – at 54 Grove Street, Suite 3 & 4, Somerville, NJ 08876 (Phone: 908-575-9995, Fax: 908-575-9996). Both offices are on the web at www.goguardianinsurance.com.

# # #

RE/MAX Connection Realtors is not a licensed financial advisor and is not providing any financial advice. You should consult with a licensed financial advisor prior to making any financial decisions. RE/MAX Connection Realtors only is providing this economic statement from Naroff Economic Advisors, Inc. for informational purposes.

Our company accepts no liability for the content of this email/blog, or for the consequences of any actions taken on the basis of the information provided. Any views or opinions presented in this email/blog are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

RE/MAX Connection Realtors, 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 www.goconnectionnj.com

# # #

GUARDIAN SEMINAR TO HIGHLIGHT HOME INSPECTIONS

GUARDIAN SETTLEMENT SEMINAR FOR AUGUST
HIGHLIGHTS INS AND OUTS OF HOME INSPECTIONS

For more information, contact
Drew Whipple at 856-985-9007
or awhipple@goguardianinsurance.com

EVESHAM (July 25) – Steve Hunn and Mike Buckley from U.S. Inspect will be the featured speakers at the next “Guardian Hour of Power Lunch Seminar” to be held on Wednesday, August 8.

Hunn and Buckley will address the topic “How to Assure a Home Inspection Does Not Kill a Deal.” U.S. Inspect bills itself as the one-stop solution for home inspection needs, including tests for radon, termites and more. Hunn is the Philadelphia/South Jersey/Delaware region manager and Buckley is one of the company’s Building Consultants.

Sponsored by Guardian Settlement Agents, one of the state’s leading title agencies serving all of New Jersey’s 21 counties, the seminar will begin at 12 p.m. noon on Wednesday, August 8 at Guardian’s South Jersey headquarters at 1000 Lincoln Drive East, Suite Two, in Marlton (08053). Lunch will be served and there is no charge to attend.

To register for the seminar, contact Guardian Settlement Agents President Drew Whipple at 856-985-9007 or awhipple@goguardianinsurance.com.

“Home inspection are an important part of every residential real estate transaction,” said Guardian CEO Christopher J. Brown. “It’s important for Realtors and other industry professionals to know what is new and important in the field. This presentation is another example of the valuable information that’s available at our monthly Hour of Power seminars.”

U.S. Inspect was founded more than 20 years ago and boasts a customer satisfaction rating of 99.2 percent. Hunn and Buckley are part of a highly experienced nine-member inspection team in the local region. Hunn, for example, has taken part in more than 3,500 home inspections in his 15-year career. He has been regional manager for nine years.

Their Hour of Power presentation will focus on how U.S. Inspect uses strong communication skills to properly set expectations among the key players in a home inspection: The inspector, the Realtor and the customer.

“If we make sure everyone understands the process, we will have fewer communication issues down the line,” Hunn said. “We explain the process in detail to the customer and their Realtor before we start an inspection. Once they learn how a true, professional inspection is performed, we eliminate most – if not all – of the potential problems.”

Hunn said some home inspection companies feel compelled to find problems in an effort to justify their fee. At U.S. Inspect, he explained, they “tell is like it is” to the Realtor and the customer and stand on the merits of their work. The ultimate goal, he emphasized, is to make sure the deal goes through and – if there are problems – to make sure they are fully explained and understood.

The next “Hour of Power” seminar will be held on the second Wednesday of September, the 12th, and will feature Mark Riether, certified septic inspector from South Jersey Water Test, a leader in the field of private well testing and septic inspections. He will be speaking on the topic “Real Estate Septic Inspections following the “New” NJDEP Protocols.”

Guardian Settlement Agents has offices in both Burlington County – at 1000 Lincoln Drive East, Suite Two, Marlton, NJ 08053 (Phone: 856-985-9007, Fax: 856-985-9977) – and Somerset County – at 54 Grove Street, Suite 3 & 4, Somerville, NJ 08876 (Phone: 908-575-9995, Fax: 908-575-9996). Both offices are on the web at www.goguardianinsurance.com.

# # #